Welcome To Submata.com

Fast, Easy & Reliable Bill Payments

Pay your airtime, data, cable TV, electricity bills and exam PINs in seconds. SUBMATA.COM — pay sharp sharp, no wahala.

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Services built for speed

Everything you need to pay bills quickly — for yourself or your customers.

Airtime Top-up

Instant recharge for MTN, GLO, Airtel, 9mobile — single click delivery.

Data Bundles

Purchase all popular data plans with flexible top-ups.

Cable TV

DSTV, GOTV & Startimes subscriptions & renewals — fast and reliable.

Electricity Bills

Prepaid & postpaid meter payments, quick token delivery.

Exam PINs

Buy WAEC, NECO, JAMB pins instantly, safe and verified.

Airtime to Cash

Convert your airtime to cash instantly, securely, and at the best rates.

Pricing that scales

Simple, transparent pricing. Pay-as-you-go or subscribe for reduced transaction fees.

Select Network Pricing

How it works

Three simple steps to complete payments.

1
Choose Service

Select airtime, data, electricity, cable or exam PINs.

2
Enter Details

Provide phone number, meter number or customer ID.

3
Pay & Confirm

Pay via card or wallet and get instant confirmation.

Trusted by thousands

Real feedback from users who pay with SUBMATA.

“Fast, no delays. I use SUBMATA for my shop — customers love it.”

— Mary, Lagos

“Exam pins delivered instantly. Saved me so much time.”

— Ahmed, Abuja

“Reliable electricity tokens. Perfect for my customers.”

— Chika, Port Harcourt

At SUBMATA, we respect your privacy and are committed to protecting your personal data. We collect only the information necessary to deliver our services, including:
  • Airtime Top-up & Data Bundles – phone number, transaction details.
  • Cable TV – decoder or smartcard number, subscription info.
  • Electricity Bills – meter number, payment details.
  • Exam PINs – email or phone for PIN delivery.
  • Airtime to Cash – transfer details and bank account info.
Your information will never be sold or shared with third parties except as required to process transactions securely or comply with the law. We employ encryption, secure payment gateways, and access controls to protect your data.

By using SUBMATA services, you agree to the following:
  • You will provide accurate and up-to-date information for all transactions.
  • You are responsible for ensuring the correctness of account details, meter numbers, and subscription IDs.
  • Transactions are non-refundable once successfully processed, except in cases of proven system error.
  • Fraudulent activities, including using stolen payment methods or false identities, will result in immediate account suspension and legal action.
  • SUBMATA reserves the right to modify services, fees, or terms at any time, with prior notice via our official channels.
  • Service availability may vary based on network provider systems and external factors beyond our control.
Continued use of SUBMATA constitutes your acceptance of these terms.

Get in touch

support@submata.com • 08165170346

NOTE

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